(626) 873-9971

Category: Mortgages

Refinancing Your Mortgage: What to Expect

Refinancing your mortgage

Refinancing your mortgage can be a smart financial move if done for the right reasons. It allows homeowners to replace their current mortgage with a new one, often to secure a better interest rate, shorten the loan term, or convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage. But before diving into the refinancing […]

Mortgage Rate Forecast for Fall 2024: Key Insights for Homebuyers

Mortgage Rate

As we approach the fall of 2024, the mortgage market continues to be a critical topic for prospective homebuyers, investors, and those looking to refinance. With fluctuating economic conditions, shifts in Federal Reserve policies, and global events impacting financial markets, the trajectory of mortgage rate remains a point of keen interest. In this article, we’ll […]

Mortgage Points: What Are They and How Do They Work?

Mortgage points

When financing a home, the terminology and various options can sometimes feel overwhelming. One term often used in mortgage discussions is “mortgage points.” Understanding mortgage points and how they work can help you make more informed decisions and save money over the life of your loan. At Scout Lending, we strive to demystify the lending […]

Recognizing Deceptive Mortgage: Loan Ads and Offers

Recognizing Deceptive Mortgage

In the world of real estate, securing the right mortgage is as critical as finding the perfect home. However, the journey to homeownership or refinancing can often be clouded by deceptive loan advertisements and offers. At Scout Lending, we are committed to transparency and education. We aim to empower you with knowledge in recognizing deceptive […]

Mortgage Rates: Predictive Insights from Scout Lending

Mortgage rates

As we navigate through the complexities of today’s financial environment, understanding the movement of mortgage rates becomes increasingly crucial for homeowners and prospective buyers alike. At Scout Lending, we pride ourselves on providing detailed, expert-driven insights into what the future holds for mortgage rates, especially looking toward May and beyond. Here, we dive deep into […]

Mortgage Rate Drop: Lifts Home Inventory to 4-Year Peak

Mortgage Rate Drop

In recent months, the real estate market has experienced a notable shift. With the recent mortgage rate drop, we are witnessing a surge in the number of homes available for sale, reaching levels not seen in the past four years. This development is bringing fresh opportunities for buyers and revitalizing the housing market. At Scout […]

Take-Home Pay on Mortgages: Americans Spend 30%

Take-Home Pay on Mortgages

In an era where financial stability is increasingly precarious, the burden of mortgage payments is a significant concern for many American households. Scout Lending’s recent analysis reveals a troubling trend: Americans spend 30% of their take-home pay on mortgages. This spending habit, which exceeds the threshold recommended by financial experts, signals potential financial distress and […]

Fair Housing Reflections: Equity in Southern California’s Market

As we commemorate National Fair Housing Month, it is imperative to reflect on the progress made in ensuring equitable access to housing for all individuals and families across the United States. The Fair Housing Act of 1968 stands as a beacon of hope, striving to eliminate discrimination in housing based on several factors such as […]

Mortgage Rates: Why Waiting Might Not Be Your Best Move

mortgage

In today’s challenging real estate landscape, potential homebuyers are grappling with tough decisions as they navigate the complexities of fluctuating mortgage rates. The once promising prospect of lower rates has not materialized as anticipated, leaving many buyers feeling the pinch of reduced affordability. Back in October 2023, mortgage rates soared to a 20-year high, blindsiding […]

Renting to Owning: A Deep Dive into Homeownership Financing

renting to owning

Choosing to buy or rent is a major decision that affects your financial health, lifestyle, and personal goals. At Scout Lending, we recognize that transitioning from renting to owning a home is not just a financial decision but a life-changing milestone. This transformative journey involves many considerations, from understanding the intricacies of homeownership financing to […]

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Scout Financial Group Inc. DBA Scout Lending; NMLS #; www.NMLSConsumerAccess.org. Equal Housing Lender. Arizona License #1041599; California License #60DBO-149942; Colorado License #B-209837; Florida License #MBR4623; Georgia License #2187418; Texas License #B-209837; Washington License #CL-2187418;

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