Category: General

Housing Market Inventory: Key Insights for Homebuyers

As of April 2025, the U.S. housing market is shifting, with housing market inventory levels rising and noticeable changes happening across different regions. For buyers and borrowers, this changing landscape may present new opportunities if you know where to look and how to act. National Inventory Trends Housing inventory has increased by 30.9% year-over-year (as […]

Mortgage Rates: How the Bond Market Signals Lower Rates Ahead

If you’re a homebuyer, homeowner, or investor, you may have heard recent discussions about the Federal Reserve potentially cutting interest rates in 2025. But did you know that the bond market plays a major role in influencing those decisions—and ultimately, the mortgage rates that affect your home financing? Understanding this connection can help you anticipate […]

State Farm’s Rate Hike Rejected: Impact on the Real Estate Market

California Insurance Commissioner Ricardo Lara has denied State Farm’s request for emergency rate hikes, setting the stage for a major showdown between the state’s largest home insurer and regulatory authorities. State Farm’s Rate Hike proposal has ignited debate among industry experts, consumer advocates, and homeowners, many of whom are already struggling with home insurance availability […]

State Farm’s Rate Hike: Impact on California’s Real Estate

In a significant development for California’s real estate market, State Farm’s rate increase has become a pressing concern. The state’s largest homeowner’s insurer has requested an emergency 22% rate hike following the recent Los Angeles-area wildfires. The insurer has already received at least 8,700 claims and paid more than $1 billion to affected customers. It […]

Times of Crisis: How Scout Lending Supports Business Owners

When unexpected disasters strike, business owners face significant challenges, from financial losses to operational disruptions. In times of crisis, taking immediate action and exploring financial solutions is crucial for recovery. At Scout Lending, we understand the urgency and are here to help businesses rebuild. Below, we outline essential steps business owners should take and how […]

Halloween Fun in Pasadena & Opportunities with Scout Lending

Pasadena, California, is a city rich in history, culture, and community spirit. When Halloween arrives, the city transforms into a haunted haven filled with festive events, family activities, and thrilling scares. From haunted houses to pumpkin patches, there’s Halloween fun in Pasadena for everyone. As the season approaches, enjoy the festivities and explore real estate […]

Homeowner Equity Insights 2024: A Bright Outlook

The real estate landscape is marked by several challenges, including high interest rates and a tight home supply, which may pose difficulties for prospective buyers. However, one of the most encouraging developments in the current market is the significant growth in homeowner equity. At Scout Lending, we emphasize the importance of staying informed about these […]

Recognizing Deceptive Mortgage: Loan Ads and Offers

In the world of real estate, securing the right mortgage is as critical as finding the perfect home. However, the journey to homeownership or refinancing can often be clouded by deceptive loan advertisements and offers. At Scout Lending, we are committed to transparency and education. We aim to empower you with knowledge in recognizing deceptive […]

Mortgage Rates: Predictive Insights from Scout Lending

As we navigate through the complexities of today’s financial environment, understanding the movement of mortgage rates becomes increasingly crucial for homeowners and prospective buyers alike. At Scout Lending, we pride ourselves on providing detailed, expert-driven insights into what the future holds for mortgage rates, especially looking toward May and beyond. Here, we dive deep into […]

Mortgage Rate Drop: Lifts Home Inventory to 4-Year Peak

In recent months, the real estate market has experienced a notable shift. With the recent mortgage rate drop, we are witnessing a surge in the number of homes available for sale, reaching levels not seen in the past four years. This development is bringing fresh opportunities for buyers and revitalizing the housing market. At Scout […]