Category: Refinancing

New Super Jumbo Loan: Finance Up to $5M

In today’s dynamic real estate market, traditional loan limits often fall short for luxury buyers, investors, and high-income clients. That’s why Scout Lending is proud to introduce a new Super Jumbo loan program, offering financing up to $5 million with 30-year fixed-rate terms for purchases, refinances, and cash-out transactions. This powerful new product is designed […]

VA Construction Loan: Everything You Need to Know to Get Started

For many veterans and active-duty service members, homeownership is a significant milestone. Many know VA loans help buy homes, but they can also finance new home construction. This is where the VA Construction Loan comes in—a powerful option that allows eligible veterans to build a home from the ground up with little to no down […]

Mortgage Refinance: Unlock Your Financial Freedom

Your home is more than just a place to live—it’s one of your biggest financial assets. At Scout Lending, we understand that life changes quickly, and so do your financial goals. Whether you want to lower your monthly payment, shorten your loan term, or access home equity, mortgage refinance can help. It could be the […]

Home Loans for Teachers: Mortgage Programs

Teachers play a crucial role in shaping the future, yet many struggle to afford homes due to rising housing costs. Fortunately, several mortgage programs, grants, and home loans for teachers are available to help educators become homeowners. In this guide, we’ll cover the best teacher mortgage programs, how to find them, eligibility requirements, and tips […]

Lower Mortgage: Guidelines in 2025

As the housing market continues to evolve in 2025, prospective homeowners are eager to find ways to secure a lower mortgage. Whether you’re a first-time buyer or considering refinancing, there are several strategies to reduce your mortgage costs. By leveraging financial tools, understanding the market, and working with the right lending partner like Scout Lending, […]

Home Equity for a Larger Down Payment: Key Benefits

For many homeowners, building equity in their property is a financial milestone that opens up new possibilities. One significant way to leverage that equity is through home equity for a larger down payment on a new home. Whether you’re upsizing, downsizing, or investing in a second property, your equity can provide a valuable financial boost. […]

Why October is Ideal for Refinancing: Key Benefits

Refinancing your home loan can be a game-changer when it comes to your financial future, but timing is everything. Homeowners often face the dilemma of when to make that pivotal decision to refinance. The process can help homeowners lower payments, shorten the loan term, or consolidate debt strategically. While every homeowner’s situation is unique, October […]

Fed Cuts Rates: How Scout Lending Can Help You Benefit

In a bold move, the Federal Reserve cut rates by half a percentage point, marking the beginning of its first rate-cutting campaign in four years. This Fed cuts rates decision, widely anticipated by market watchers, is seen as an aggressive attempt to stimulate the economy amid signs of softening job growth and slowing inflation. The […]

Refinancing Your Mortgage: What to Expect

Refinancing your mortgage can be a smart financial move if done for the right reasons. It allows homeowners to replace their current mortgage with a new one, often to secure a better interest rate, shorten the loan term, or convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage. But before diving into the refinancing […]

Mortgage Points: What Are They and How Do They Work?

When financing a home, the terminology and various options can sometimes feel overwhelming. One term often used in mortgage discussions is “mortgage points.” Understanding mortgage points and how they work can help you make more informed decisions and save money over the life of your loan. At Scout Lending, we strive to demystify the lending […]